Allredv.Progressive Cty. Mut. Ins. Co.
CourtCourt of Appeals of Georgia
Docket No.A24A1224
DecidedMarch 14, 2025
Reporter374 Ga. App. 876, 914 S.E.2d 399 (2025)
JudgesDavis, J. (opinion); Gobeil and Pipkin, JJ., concurring.
Tags
CivilInsurance LawUninsured Motorist CoverageHousehold Resident ExclusionDomicile and ResidenceSummary JudgmentFact Question for Jury
Case Summary
Stephanie Allred sought uninsured-motorist benefits under her parents’ automobile policy after a vehicle struck her in Atlanta; Progressive argued she no longer qualified as a resident of their household. The Court of Appeals held that residence depends on the aggregate details of the family’s living arrangements, including household membership and intent, and ordinarily presents a jury question. Because Allred had evidence that she kept a room in her parents’ Ohio home, received their financial support, and moved back after the accident, a jury could find she remained a resident relative under the policy. The court reversed summary judgment for Progressive.
Opinion
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