After Louise Royal was violently attacked at school by a student’s parent, she obtained a default judgment and sought coverage from the Georgia School Boards Association Risk Management Fund. The trial court denied summary judgment to the Fund and ruled that a policy exclusion for willful violations of a penal statute was unenforceable. The Court of Appeals of Georgia held that the attacker’s unauthorized conduct was not covered under the agreement. It reversed the denial of the Fund’s summary-judgment motion and remanded with direction to enter judgment in the Fund’s favor.