Tori Collins pleaded guilty to conspiracy to accept gratuities in connection with a bank transaction. The district court placed her on probation and ordered her to pay more than $251,000 in restitution to Wells Fargo under the Mandatory Victims Restitution Act. Collins argued that her offense was not an offense against property and that her conduct did not proximately cause the bank’s losses. The Eleventh Circuit held that the statute’s property-offense category includes conduct involving fraud or deceit when property is the object of the offense. Collins facilitated bank transactions that caused Wells Fargo’s losses and sought an unlawful benefit from the affected property. The court therefore held that the restitution statute applied and that the losses were proximately caused by her conduct. It affirmed the restitution order.